Corporate lending policies becoming less restrictive (EY survey)

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Although overall optimism among European banks has fallen to its lowest levels since 2012, bankers across Europe consider that lending policies to the majority of sectors will become less restrictive over the course of 2016.

This positive outlook can be largely attributed to banks’ stronger capital positions and ongoing monetary easing by the European Central Bank which provides attractive long-term funding conditions to banks.

In the UK, SMEs and financial services emerge as the major beneficiaries of this loosening of lending criteria and covenants.

But with capital markets regulations, tax transparency, and changing remuneration structures remaining a top concern, over 90% of UK bankers cite reputational risk as the most important priority for their organisations.

EY Press Release here

 

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